SBI PO Salary, Job Profile & Career Path Guide

SBI PO Salary:- As per the SBI PO 2025 notification, the SBI PO starting salary has been updated, making it an even better career option for banking aspirants. The SBI Bank PO is now INR 48,480, along with four extra increments. The new SBI Bank PO salary structure follows this scale: INR 48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920, which applies to Junior Management Grade Scale-I.

Along with the basic salary, SBI POs receive several benefits, including Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Provident Fund (PF), Contributory Pension Fund (NPS), Leave Fare Concession (LFC), medical cover, and lease rental facility. These allowances and perks make the Bank PO salary very rewarding. The total estimated salary package (CTC) for an SBI PO at the starting level in Mumbai is about INR 18.67 lakh per year.

With a high salary and great career growth, the salary of SBI PO makes it one of the top choices in the banking sector. Check out the below article for SBI PO in hand salary and other details.

Check Out: PW Banking Books

SBI PO Salary Structure 2025

The SBI PO salary is attractive and provides good career growth in the banking sector. The State Bank of India (SBI) is one of the largest nationalised banks, and working as a Bank PO in SBI offers great opportunities. The SBI Bank PO salary starts with a basic pay of ₹48,480, including four advance increments. The salary structure follows the scale of ₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920, ensuring steady salary growth and financial security. Check out the SBI PO Salary Structure 2025:- 

SBI PO In Hand Salary 2025

The SBI PO in-hand salary ranges between ₹52,000 to ₹55,000 per month, with a starting basic pay of ₹41,960. The gross annual salary varies from ₹8.20 lakh (minimum) to ₹13.08 lakh (maximum). In addition to the basic salary, SBI Probationary Officers receive various allowances such as Lease Rental/HRA, Dearness Allowance (DA), Medical Benefits, City Compensatory Allowance (CCA), and other perks.

SBI PO Salary per Month

The SBI PO salary per month includes various components such as basic pay, allowances, and deductions. The in-hand salary of an SBI Probationary Officer ranges between ₹52,000 to ₹55,000 per month after deductions.

SBI PO Increment Details

The SBI PO salary increases over time based on years of service. The increment structure is as follows:

SBI PO Salary Deduction

The SBI PO salary includes various benefits and allowances, but some deductions are also made every month. These deductions can be claimed while filing Income Tax Returns (ITR) and help in securing future financial benefits.

SBI Probationary Officers contribute ₹4,196 to the Provident Fund (PF), which is a savings scheme for their future. An amount of ₹3,290 is deducted as Income Tax, depending on the tax rules. A small deduction of ₹200 is made as Professional Tax. Additionally, ₹5,274 is contributed to the Contributory Pension Fund (CPF), which helps in securing retirement benefits.

In total, ₹12,960 is deducted from the salary every month. Although this reduces the bank PO salary in hand, it provides financial security and tax benefits in the long run.

SBI PO Salary Slip

The SBI PO salary slip is given every month to selected candidates. It is an important document that shows the full details of the bank PO salary structure. It includes information about the SBI bank PO salary, such as grade pay, pay level, and various allowances. It also lists deductions like Provident Fund (PF) and taxes.

This salary slip helps employees understand their salary of SBI PO clearly. It ensures transparency in salary payments and is also useful for financial planning.

SBI PO Job Profile

After being selected as an SBI Probationary Officer (PO), candidates go through a 2-year probation period, which includes training. During this time, they learn about their roles and responsibilities. The SBI PO job profile includes a variety of tasks such as supervising staff and interacting with customers.

Here are some key responsibilities of an SBI PO:

• Customer Assistance – Act as a Public Relations Officer, addressing customer concerns and resolving issues.

• Managerial Duties – Supervise clerical staff and contribute to decision-making for the bank’s growth.

• Work Verification – Check and verify tasks completed by clerks.

• Banking Awareness – Stay updated on new policies and developments in the banking sector.

• Service Operations – Handle the issuance of ATM cards, cheque books, demand drafts, and other banking services.

Check Out: Quantitative Aptitude, Reasoning Ability and English Language Combo Set of 3 Books For All Banking Exams 2024 - 2025

SBI PO Allowances and Perks

Apart from the basic SBI PO salary, SBI POs receive additional financial benefits such as Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Medical Insurance, Travel Allowance, and more. Check out the below table for SBI PO Allowances and Perks details:- 

SBI PO Career Growth

The SBI PO career path provides excellent growth opportunities for candidates who perform well. The promotion structure is well-defined, allowing Probationary Officers (POs) to rise to senior management positions over time. Promotions are based on experience, performance, and available vacancies. Check out the SBI PO Career Growth details below:- 

Salary of SBI PO and Job Profile FAQs

1. What is the starting salary of SBI PO?

The SBI PO starting salary is ₹41,960 (basic pay), and the total salary, including allowances, ranges between ₹52,000 to ₹55,000 per month.

2. What is the SBI PO in-hand salary per month?

The SBI PO in-hand salary per month is around ₹52,000 to ₹55,000 after deductions like PF, income tax, and professional tax.

3. What is the SBI PO pay scale?

The SBI PO pay scale follows an increment pattern:

• First 7 years: ₹36,000 with an increment of ₹1,490 per year

• Next 2 years: ₹46,430 with an increment of ₹1,740 per year

• Another 7 years: ₹63,840 with an increment of ₹1,990 per year

4. What are the allowances given along with the SBI PO salary?

SBI POs receive several allowances like Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Medical Insurance, and Travel Allowance.

5. Does SBI PO get medical benefits?

Yes, SBI provides 100% medical coverage for employees and 75% coverage for their family members.