Bank Exam Preparation Tips for Beginners, Step-by-Step Guide

Bank Exam 2025:- Bank exams are conducted by major banking organisations like IBPS, SBI, and RBI for those who are interested in working in the banking and financial sector. There are several opportunities coming in 2025 for aspirants who want to join as Probationary Officers (PO), Clerks, Specialist Officers (SO), and other roles in public sector banks.
While the number of vacancies and competition may vary each year, one thing remains unchanged, the hard work and dedication required for banking exam preparation. A well-structured bank exam preparation strategy, strong conceptual understanding, and regular practice are essential for success. Whether you're focusing on banking preparation for IBPS, SBI, or RBI exams, staying updated with notifications and exam patterns is crucial. Check out the below article to learn how to start banking preparation from zero level.
Upcoming Bank Exams 2025
These are some of the crucial banking exams that are upcoming for the year 2025. However, it is advisable to stay updated with the official websites along with your banking exam preparation. This ensures that if any dates get changed, aspirants get timely updates and can adjust their banking preparation accordingly.
Exam Name |
Notification Date |
Prelims Exam Date |
Mains Exam Date |
Age Limit |
SBI PO 2025 |
26 December 2024 |
08 & 15 March 2025 |
April/May 2025 |
21 - 30 years |
SBI Clerk 2025 |
16 December 2024 |
22, 27, 28 Feb & 01 Mar 2025 |
March/April 2025 |
20 - 28 years |
IBPS PO 2025 |
August 2025 |
04, 05 & 11 October 2025 |
29 November 2025 |
20 - 30 years |
IBPS Clerk 2025 |
October 2025 |
06, 07, 13 & 14 December 2025 |
01 February 2026 |
20 - 28 years |
IBPS SO 2025 |
September 2025 |
22 & 23 November 2025 |
04 January 2026 |
20 - 30 years |
IBPS RRB PO 2025 |
May/June 2025 |
27 July, 02 & 03 August 2025 |
13 September 2025 |
18 - 30 years |
IBPS RRB Clerk 2025 |
June 2025 |
30 Aug, 06 & 07 Sep 2025 |
09 November 2025 |
18 - 28 years |
IBPS RRB SO 2025 |
May/June 2025 |
– |
13 September 2025 |
Varies by post |
RBI Grade B 2025 |
July 2025 |
September 2025 |
October 2025 |
21 - 30 years |
RBI Assistant 2025 |
February 2025 |
To be announced |
To be announced |
20 - 28 years |
LIC Assistant 2025 |
To be announced |
To be announced |
To be announced |
18 - 30 years |
How to Start Banking Preparation from Zero Level?
Bank exams follow a structured selection process, generally consisting of three stages. Aspirants Start banking preparation from zero level should first understand the bank exam pattern and align their preparation with the specific designation they aim for. However, the fundamental stages that every candidate needs to clear are as follows:
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Preliminary Examination: This is the first stage and includes objective-type questions on English Language, Quantitative Aptitude, and Reasoning Ability.
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Mains Examination: Candidates who qualify for the prelims appear for the mains exam, which includes sections on Reasoning, Quantitative Aptitude, General Awareness, English Language, and Computer Knowledge (for certain exams).
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Interview/Group Discussion: After clearing the mains exam, candidates appear for a personal interview or group discussion, depending on the exam. Some exams, such as IBPS Clerk, do not have an interview stage.
Step-by-Step Guide for Banking Exam Preparation
1. Understand the Exam Pattern and Syllabus
Before beginning bank exam preparation, aspirants must analyze the syllabus for different exams like IBPS PO, SBI PO, RBI Grade B, and IBPS Clerk. Understanding the weightage of topics helps in how to start preparing for bank exams effectively.
2. Create a Study Plan
A well-structured study plan is necessary for banking exam preparation. Since bank exams are highly competitive, aspirants should allocate time to each subject and focus on weak areas.
Week |
Focus Area |
Week 1-4 |
Cover basics of Quantitative Aptitude, Reasoning, and English |
Week 5-8 |
Practice Data Interpretation, Puzzles, and Banking Awareness |
Week 9-12 |
Attempt full-length mock tests and improve speed and accuracy |
Check Out: SBI PO and SBI Clerk Combo PYQs Book
3. Strengthen the Fundamentals
Candidates starting bank exam preparation from zero level should focus on strengthening the basics in Quantitative Aptitude, Reasoning, and English Language.
4. Practice Mock Tests and Previous Year Papers
Solving mock tests and previous year question papers is a crucial step in how to prepare for bank exams.
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Helps in understanding the question pattern
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Improves speed and accuracy
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Identifies weak areas for improvement
5. Focus on General Awareness and Banking Awareness
While the topics mentioned below are crucial for banking exam preparation, candidates must also focus on other important areas such as economic developments, government schemes, and financial policies. Staying updated with current affairs and regulatory changes will help in scoring well in the general awareness and banking awareness sections.
Category |
Topics to Cover |
RBI Policies and Banking Terms |
Repo rate, CRR, SLR, MSF, RBI guidelines, banking regulations. |
Financial Inclusion Schemes |
PMJDY, MUDRA Yojana, Stand-Up India. |
Types of Banking Institutions |
Commercial, Cooperative, Payments, Small Finance Banks. |
NPA and Recovery Mechanisms |
SARFAESI Act, Insolvency and Bankruptcy Code (IBC). |
Digital Banking |
UPI, NEFT, RTGS, IMPS, e-RUPI, fintech innovations. |
Banking Abbreviations |
CRR, SLR, PCA, Basel Norms, CASA. |
Union Budget & Economic Survey |
Tax policies, major allocations, banking reforms, fiscal deficit trends. |
Bank Mergers & Appointments |
PSU bank mergers, RBI Governor, SEBI Chairman, bank CEOs. |
Stock Market & Economy |
Sensex, NIFTY, IPOs, FDI, GDP growth, inflation trends. |
International Financial Organizations |
IMF, World Bank, ADB, BRICS Bank, AIIB. |
Banking & Financial Reports |
Reports on financial inclusion, digital banking, economic growth. |
Static GK |
Bank headquarters, taglines, important banking dates. |
Read More: Bank Exam Syllabus and Preparation Strategy
Banking Exam Preparation FAQs
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How to start banking preparation from zero level?
Begin by understanding the exam pattern and syllabus. Strengthen your basics in Quantitative Aptitude, Reasoning, and English before moving on to advanced topics.
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How to prepare for bank exams while working or studying?
Create a structured study plan, dedicate at least 2–3 hours daily, and focus on mock tests and previous year papers to optimise preparation.
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How many months are required to prepare for bank exams?
A dedicated 3–6 months of preparation is ideal, depending on individual strengths and weaknesses.
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Is coaching necessary for bank exam preparation?
No, self-study with the right resources and mock tests is sufficient. However, coaching can be beneficial for structured guidance.
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How to improve speed and accuracy in bank exams?
Regular practice with mock tests, speed-solving techniques, and shortcut methods can improve speed and accuracy.


