Bank Exam Preparation Tips for Beginners, Step-by-Step Guide

Author at PW
February 14, 2025

Bank Exam 2025:- Bank exams are conducted by major banking organisations like IBPS, SBI, and RBI for those who are interested in working in the banking and financial sector. There are several opportunities coming in 2025 for aspirants who want to join as Probationary Officers (PO), Clerks, Specialist Officers (SO), and other roles in public sector banks.

While the number of vacancies and competition may vary each year, one thing remains unchanged, the hard work and dedication required for banking exam preparation. A well-structured bank exam preparation strategy, strong conceptual understanding, and regular practice are essential for success. Whether you're focusing on banking preparation for IBPS, SBI, or RBI exams, staying updated with notifications and exam patterns is crucial. Check out the below article to learn how to start banking preparation from zero level.

Upcoming Bank Exams 2025

These are some of the crucial banking exams that are upcoming for the year 2025. However, it is advisable to stay updated with the official websites along with your banking exam preparation. This ensures that if any dates get changed, aspirants get timely updates and can adjust their banking preparation accordingly.

Exam Name

Notification Date

Prelims Exam Date

Mains Exam Date

Age Limit

SBI PO 2025

26 December 2024

08 & 15 March 2025

April/May 2025

21 - 30 years

SBI Clerk 2025

16 December 2024

22, 27, 28 Feb & 01 Mar 2025

March/April 2025

20 - 28 years

IBPS PO 2025

August 2025

04, 05 & 11 October 2025

29 November 2025

20 - 30 years

IBPS Clerk 2025

October 2025

06, 07, 13 & 14 December 2025

01 February 2026

20 - 28 years

IBPS SO 2025

September 2025

22 & 23 November 2025

04 January 2026

20 - 30 years

IBPS RRB PO 2025

May/June 2025

27 July, 02 & 03 August 2025

13 September 2025

18 - 30 years

IBPS RRB Clerk 2025

June 2025

30 Aug, 06 & 07 Sep 2025

09 November 2025

18 - 28 years

IBPS RRB SO 2025

May/June 2025

13 September 2025

Varies by post

RBI Grade B 2025

July 2025

September 2025

October 2025

21 - 30 years

RBI Assistant 2025

February 2025

To be announced

To be announced

20 - 28 years

LIC Assistant 2025

To be announced

To be announced

To be announced

18 - 30 years

How to Start Banking Preparation from Zero Level?

Bank exams follow a structured selection process, generally consisting of three stages. Aspirants Start banking preparation from zero level should first understand the bank exam pattern and align their preparation with the specific designation they aim for. However, the fundamental stages that every candidate needs to clear are as follows:

  1. Preliminary Examination: This is the first stage and includes objective-type questions on English Language, Quantitative Aptitude, and Reasoning Ability.

  2. Mains Examination: Candidates who qualify for the prelims appear for the mains exam, which includes sections on Reasoning, Quantitative Aptitude, General Awareness, English Language, and Computer Knowledge (for certain exams).

  3. Interview/Group Discussion: After clearing the mains exam, candidates appear for a personal interview or group discussion, depending on the exam. Some exams, such as IBPS Clerk, do not have an interview stage.

Step-by-Step Guide for Banking Exam Preparation

1. Understand the Exam Pattern and Syllabus

Before beginning bank exam preparation, aspirants must analyze the syllabus for different exams like IBPS PO, SBI PO, RBI Grade B, and IBPS Clerk. Understanding the weightage of topics helps in how to start preparing for bank exams effectively.

2. Create a Study Plan

A well-structured study plan is necessary for banking exam preparation. Since bank exams are highly competitive, aspirants should allocate time to each subject and focus on weak areas.

Week

Focus Area

Week 1-4

Cover basics of Quantitative Aptitude, Reasoning, and English

Week 5-8

Practice Data Interpretation, Puzzles, and Banking Awareness

Week 9-12

Attempt full-length mock tests and improve speed and accuracy

Check Out: SBI PO and SBI Clerk Combo PYQs Book

3. Strengthen the Fundamentals

Candidates starting bank exam preparation from zero level should focus on strengthening the basics in Quantitative Aptitude, Reasoning, and English Language.

4. Practice Mock Tests and Previous Year Papers

Solving mock tests and previous year question papers is a crucial step in how to prepare for bank exams.

  • Helps in understanding the question pattern

  • Improves speed and accuracy

  • Identifies weak areas for improvement

5. Focus on General Awareness and Banking Awareness

While the topics mentioned below are crucial for banking exam preparation, candidates must also focus on other important areas such as economic developments, government schemes, and financial policies. Staying updated with current affairs and regulatory changes will help in scoring well in the general awareness and banking awareness sections.

Category

Topics to Cover

RBI Policies and Banking Terms

Repo rate, CRR, SLR, MSF, RBI guidelines, banking regulations.

Financial Inclusion Schemes

PMJDY, MUDRA Yojana, Stand-Up India.

Types of Banking Institutions

Commercial, Cooperative, Payments, Small Finance Banks.

NPA and Recovery Mechanisms

SARFAESI Act, Insolvency and Bankruptcy Code (IBC).

Digital Banking

UPI, NEFT, RTGS, IMPS, e-RUPI, fintech innovations.

Banking Abbreviations

CRR, SLR, PCA, Basel Norms, CASA.

Union Budget & Economic Survey

Tax policies, major allocations, banking reforms, fiscal deficit trends.

Bank Mergers & Appointments

PSU bank mergers, RBI Governor, SEBI Chairman, bank CEOs.

Stock Market & Economy

Sensex, NIFTY, IPOs, FDI, GDP growth, inflation trends.

International Financial Organizations

IMF, World Bank, ADB, BRICS Bank, AIIB.

Banking & Financial Reports

Reports on financial inclusion, digital banking, economic growth.

Static GK

Bank headquarters, taglines, important banking dates.

Read More: Bank Exam Syllabus and Preparation Strategy

Banking Exam Preparation FAQs

  1. How to start banking preparation from zero level?

Begin by understanding the exam pattern and syllabus. Strengthen your basics in Quantitative Aptitude, Reasoning, and English before moving on to advanced topics.

  1. How to prepare for bank exams while working or studying?

Create a structured study plan, dedicate at least 2–3 hours daily, and focus on mock tests and previous year papers to optimise preparation.

  1. How many months are required to prepare for bank exams?

A dedicated 3–6 months of preparation is ideal, depending on individual strengths and weaknesses.

  1. Is coaching necessary for bank exam preparation?

No, self-study with the right resources and mock tests is sufficient. However, coaching can be beneficial for structured guidance.

  1. How to improve speed and accuracy in bank exams?

Regular practice with mock tests, speed-solving techniques, and shortcut methods can improve speed and accuracy.

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